By: Jean Gilhead (Spain)

‘Many a false step is made while standing still.’ ~ Chinese proverb

Many people do not give much thought to planning their retirement – in fact, most prefer not to think about it at all until it is upon them.  It can seem scary and unreal as they sense the potential for a vast space opening up that they have no idea how to fill. Some have vague dreams of playing golf or, depending on which part of the world they live in, reclining by a pool with a drink in one hand and a book in the other.

The reality is usually somewhat different to what they imagined when the moment comes, and after. They can find themselves surprised to be bored, or tired, or champing at the bit to do something meaningful with their new-found freedom.

Having a nice lump of money tucked away certainly helps retirees achieve a desired lifestyle. What is more important, however, is some serious, creative, advance thinking about how to actually spend these precious senior years. We could say it is how retirees manage their time and money that matters more than how much they have saved. In fact, planning new and interesting things to do is one of the keys to a happy and fulfilling 3rd age.

Source: iCN Issue 18  (Career Coaching); pages 60-61

About Jean Gilhead

Jean Gilhead is a life direction coach and hypnotherapist who also runs communication skills courses. She is a published author of fiction novel ‘Living in Bright Shadows’ and non-fiction ‘Practical Mindfulness’, plus many articles, e-books and short stories. Originally from London, Jean has been coaching and counselling for over 20 years in UK and Spain.

Working with individuals and groups, in-person and via Skype, Jean now divides her time between Barcelona and the Costa del Sol in Spain and continues to inspire and motivate people via her website: